Budgeting is only as complicated as you make it.
Knowing how to budget and manage your money can be an overwhelming thought. But it is only as hard as you want to make it. Life changes, income changes but the process behind budgeting stay mostly the same.
No-one is born with the knowledge to manage or budget money effectively. It is something that is learnt overtime.
We where financially hit hard. Losing a large portion of our family income, pushing us into the low income bracket. As a large family o 10 with 8 kids under 12 years old. It has been a massive learning curve for our family. We…
Christmas can be an expensive time of year of anyone. I have spent the last couple of weeks stressing about how we where going to afford to make this years special for our large family of ten. We have spent the whole year learning…