Budgeting is only as complicated as you make it.
Knowing how to budget and manage your money can be an overwhelming thought. But it is only as hard as you want to make it. Life changes, income changes but the process behind budgeting stay mostly the same.
No-one is born with the knowledge to manage or budget money effectively. It is something that is learnt overtime.
We have made a lot of money mistakes over the years. Money has never been something myself or my husband has been interested in learning how to manage. It would come in and then go out just as quickly. We didn’t really care about…
When it come to living on a budget, one of the biggest expense can be groceries. It doesn’t matter how frugal you try to be with your grocery shopping, it can still get expensive. And it can happen really fast. The best way to…
Just over two years ago something bad happened. My husband’s car was rear ended as he waited in line at a red traffic light. Unfortunetly his beloved, used rodeo ute was completely written off. It left us down one vehicle. As I was using…
Paying off debt a process. It is not something that just happens over night or in a couple of weeks. You can’t just throw money at a debt even now and again. Expect it to magically disappear. My family is currently in debt. I…
This year has been a hard one for me and our large family. A great many things have happened. Some things good and some bad. We have lost a large portion of our family income that we are struggling to replace. Which has made…